President Tim Derham recommends proactive maintenance and insurance reviews as high temperatures place added stress on homes and businesses.

JERICHO, NY, July 11, 2026 /24-7PressRelease/ -- While summer is often associated with vacations and outdoor activities, prolonged periods of extreme heat can also place unexpected stress on homes and commercial properties. Inter-Insurance Agency is encouraging homeowners and business owners to take proactive steps to help protect their property during the hottest months of the year.

High temperatures can contribute to air conditioning failures, electrical issues, roof deterioration, plumbing concerns, and increased strain on mechanical systems. Routine maintenance and an annual review of insurance coverage can help property owners better prepare for unexpected events.

"Many people don't think about the impact extreme heat can have on their property until something goes wrong," said Tim Derham, President of Inter-Insurance Agency. "Simple preventative maintenance and understanding your insurance coverage before an issue occurs can make a significant difference when the unexpected happens."

Inter-Insurance Agency recommends several seasonal best practices, including scheduling HVAC maintenance, inspecting roofs for signs of wear, checking irrigation systems for leaks, trimming trees that may threaten structures during summer storms, and documenting valuable property. Business owners should also ensure cooling systems are operating efficiently to help protect employees, customers, inventory, and equipment.

Summer is also an ideal time to review existing insurance policies to ensure coverage reflects recent home improvements, business expansions, equipment purchases, or other changes that may have occurred over the past year.

"Our goal is to help clients stay informed and prepared," Derham added. "A quick policy review today can provide peace of mind throughout the season."

Inter-Insurance Agency provides personal and commercial insurance solutions for homeowners, businesses, contractors, commercial vehicle operators, financial institutions, and specialty industries. The agency remains committed to helping clients protect what matters most through personalized service and experienced guidance.

About Inter-Insurance Agency

Inter-Insurance Agency is an independent insurance brokerage based in New York, providing comprehensive risk management and insurance solutions to businesses and individuals. The firm serves a diverse client base and emphasizes professionalism, education, and long-term relationships.

For more information visit https://www.interinsurance.com

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